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Buying a home can be one of your most significant investments in life. Not only are you choosing your dwelling place, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. The goal of this page is to provide you with detailed information to assist you in making an intelligent and informed decision. Remember, if
you have any questions about the process, we're only a phone call or email away!
Working with a Realtor
Get a professional to represent your interests. You need someone who is available to give you information and advice. They have professional knowledge and experience to lead you through the buying process. For example, the Buyer's Agent is someone knowledgeable who can guide you through the process of buying a home. Make sure you know whose interests a Realtor represents. They are required by law to tell you. Meet Our Agents link
How Much House Can You Afford
Lenders, along with other community lending programs, offer a wide array of home financing and incentive programs. Each buyer will have different opportunities depending upon their needs and qualifications. Loan programs are available to meet most financial situations. We encourage you to visit with a loan originator to establish what the real possibilities are for you.
Receiving Loan Pre-Approval
The home financing market is very competitive and buyers who arrange their financing first have a distinct advantage. A Realtor will recommend several reputable lenders. The lender will help you become pre-approved for a loan. Pre-approval is a formal approval of a specific loan amount, unlike pre-qualification, which is a simple quick estimate of your borrowing potential. You will also receive a good faith estimate of your closing expenses. By initiating the loan process early, you will be in the best
qualified position to search and purchase a home.
Contact us for a list of recommended lenders. ( link to info@westparkrealty.net)
Finding the Right Home
The home buying process is an emotional one and your West Park GMAC Real Estate Realtor can assist you by providing objective information about the local community, schools, recreational facilities, etc. Your Realtor has access to homes through Multiple Listing Services, Internet resources and homes that may not be actively advertised on the market. They have the investigative skills to find all available properties and will help you find the best home for your needs. They will help you answer two important questions:
Does this property meet all of my current needs in a home? Will this purchase be a proper investment when I am ready to resell?
Closing on Your New Home
Closing, the last step, is the official transfer of the property from the seller to the buyer. This final stage of the home buying process will have many details that need to be dealt with in a timely manner. Your Realtor will help keep things flowing smoothly until all the papers are signed and the keys are in your hands.
Every West Park GMAC Real Estate Realtor is trained to be a trusted advisor, skilled negotiator and expert facilitator. Our home-buying professionals will commit, in writing, to provide you with quality, customized service. We are so confident of the service that our Realtors provide throughout the entire home purchasing cycle that we want your honest critique of their performance. So after you have finalized your transaction you will have
the opportunity to grade your agent's commitment to Premier Service.
Contact Us to help you find your dream home! or call us at 701-281-3033
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